Best of Bauer Citizens Bank Strength in Numbers

September 14, 2022

Citizens Bank, Carthage, Tennessee has once again earned a top (5-Star) rating from BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm. Bauer rates every federally-insured U.S. bank with the same strict standards. It’s all about the numbers, and in the case of Citizens Bank, the numbers show strength. To earn Bauer’s Top Rating (5-Stars) Citizens Bank must excel in areas of capital adequacy, profitability, loan quality and more. And it does. In fact, Citizens Bank had earned Bauer’s top rating continuously since June 1989, (135 consecutive quarters), earning it the added distinction of “Best of Bauer Bank”, a designation reserved solely for those banks that have earned this top rating for 100 (or more) consecutive quarters.

“Citizens Bank has capital levels well in excess of what regulators consider to be ‘adequate’. That capital buffer is what will help Citizens Bank weather any downturn that may head our way, just as it has in the past. Capital is King in the banking business,” notes Karen Dorway, president of BauerFinancial. “It’s what enables a bank to continue business as usual even as those around it struggle. What you want is a bank with high capital levels, strong loan underwriting and solid profits, and that’s what you have with Citizens Bank. Neighbors and friends should feel secure in that.”

Established in 1929, Citizens Bank has been a mainstay in this community for 93 years. Community banking is a business based on building relationships. To that end, current and future customers should feel free to contact Citizens Bank in person, by phone or via its website: